Archive for the ‘Finances 101’ Category

I’m Making This Hard

Wednesday, July 28th, 2010

Pookah would like to point out that cats, being the epitome of civilization in our habits, do not have this problem. We use litterboxes… even outdoors. All of our problems are neatly and discreetly contained, then returned to the natural environment where they are converted by natural processes into resources for natural scratching posts – what humans call, “Trees.”

We all run into it: That one repeating habit or attitude that constantly derails us and screws up our lives.

For S.O., it’s regular monitoring of finances.

For me, the most recent one was getting my workbench built.
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First Number In Action: Vet Bills II

Monday, April 5th, 2010

When Pookah first searched for “Pudgins”, Old Lady Cat was very ill.

The situation has not improved in that regard. Quite the opposite.

Old Lady Cat went through the more expensive procedure. The results were inconclusive, but did provide more information. OLC’s kidneys have shrunk. And she is a good candidate for an iodine isotope injection that, if it works, would cure her thyroid problems. But she is in bad shape with her kidneys. Not surprising, considering her 15 years of age.

So here we are. Another decision time.

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First Number In Action: Vet Bills

Monday, March 15th, 2010

Among the delays for getting posts up on Life of Pookah has been illness within our home. One miserable week laid out in bed followed by another week of slow recovery.

Pookah has been very, very worried! Pookah has worn herself ragged trying to take care of Pookah’s pet humans. The extra effort on Pookah’s part has required massive consumption of tasty foods.

Now Pookah is searching for this “Pudgey Pudgins” individual is, and why “Pudgins” is in Pookah’s house!

Then, Old Lady Cat was ill, then took a nosedive for the worse. Translate this to additional vet bills. On the heels of Pookah’s daughter’s illness and ongoing slow recovery, this is extra expense that is breaking our monthly budget.

Did this qualify as an emergency, and why?

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Your First Number – You Have Pets

Thursday, December 17th, 2009

Your First Number, your Emergency Fund, is the most basic one for your financial success, for too many reasons to list here (though I will return to this subject several times in the future). Your First Number may be different from mine… just like mine is different from the baseline I described in the linked article.

So what if you have pets?
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Goal: Numbers – Q&A

Thursday, December 10th, 2009

I hope you have already read all the posts about the Five Numbers. Here are some questions and answers:

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Goal: Your Fourth Number

Thursday, December 3rd, 2009

I’ve already posted about your First, Second, and Third Numbers.

Here’s your fourth number:
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Goal: Your Third Number

Monday, November 30th, 2009

Alright, I’ve posted about your First Number and your Second Number. These numbers are a path to financial stability and success.

Here’s your Third Number:
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Goal: Your Second Number

Friday, November 27th, 2009

In this post, I talked about your First Number – the Emergency Fund. Achieving this number is critical to your financial success. And yes, I do think that you must achieve this number first.

Here’s your second number:

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Goals: Your First Number

Wednesday, November 25th, 2009

I’ve been away for a while. Part of that has been due to Real Life. Most of it is due to a realization that I had to develop, research, and test. That realization is this article, broken up into four posts.

“They” say that you need to pay yourself first by saving %10 of your income.

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Keep Your Family Close

Wednesday, September 23rd, 2009

Your family is either your best financial ally or your worst financial enemy.

Your family can help you out when times are tough – and they are very tough right now.
Ten bucks from three different family members can feed you for a month.
A couple of hours of familial babysitting gives parents some much-needed time together, gives the relative a lot of fun with the next generation, and gives kidlet(s) a break with a loved one who can spoil them appropriately.
Your family can add stability to your life.
You can add stability to your family’s lives.
You and your family can trade advice, stories, ideas, cooking, tools, and so many other things.

Hand-me-downs work great!

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